If you received promotional or unsolicited text messages from Cash App, you might be eligible for a payment from a $12.5 million settlement. This guide explains who can claim $147, what proof you need, how to file, and important deadlines to watch.
Who Can Claim $147 from Cash App’s $12.5M Settlement Over Spam Messages
To be eligible for the $147 payment, you generally must have received one or more unwanted text messages from Cash App during the settlement period. Eligibility depends on whether the messages were sent without the proper consent required by law.
Typical eligible claimants include people who:
- Received promotional or marketing texts from Cash App or its affiliates.
- Did not consent to receive those texts, or revoked consent before the messages were sent.
- Have a U.S. phone number that received the texts within the settlement dates listed in the notice.
Who is not eligible?
People who expressly consented to receive the messages, such as by checking a consent box that clearly allowed texts, may not be eligible. Also excluded are people who previously released these claims in another agreement or who are part of a settlement exclusion list.
How to Claim $147 from Cash App’s Settlement
The claim process usually involves a short online form or a mailed claim form. The settlement administrator runs the claims and issues payments after validating submissions.
Basic steps to file a claim:
- Visit the official settlement website listed in the notice you received or on public court documents.
- Complete the claim form with your name, mailing address, email, and the phone number that received the texts.
- Provide the dates or approximate timeframe when you received the messages, if requested.
- Submit the claim before the deadline and keep confirmation for your records.
Filling the online form: tips
Use the same phone number that received the texts and enter dates as accurately as you can. If the online form allows attachment, add screenshots or your call/message log to speed verification.
Class action settlement payouts are fixed amounts only after administrator fees and legal costs are deducted from the total fund. That means the $147 amount is an estimate per approved claim based on the number of valid claims.
Evidence and Documentation for Your Claim
Proof makes claims faster to verify. The administrator will accept a variety of documentation to confirm your eligibility.
Acceptable evidence may include:
- Text message screenshots showing the sender or message content.
- Phone bills or carrier message logs listing incoming texts.
- Records of opt-out attempts or responses to the sender.
- Email confirmations or account settings showing you did not consent to messages.
What if you don’t have screenshots?
If you lack direct screenshots, you can still submit a claim. Provide the phone number, the approximate dates, and any other supporting details. The administrator may accept phone carrier logs if you can obtain them.
Deadlines and Timelines for the Cash App Settlement
Settlement notices include specific deadlines. These typically cover the last day to file a claim, the last day to object, and the date of the final approval hearing.
Common timeline steps:
- Claim filing deadline — submit your claim by this date to be eligible for payment.
- Objection deadline — if you disagree with the settlement, you must object in writing before this date.
- Distribution date — after approval, the settlement administrator reviews claims and issues payouts in batches.
Case Study: Real-World Example
Example: Maria received three promotional texts from a Cash App short code in 2022 and never signed up for marketing messages. She found the settlement notice online and filed an online claim with screenshots and her phone number.
The administrator verified the texts against message logs and approved Maria’s claim. She received a $147 check three months after the claim deadline. This shows that prompt filing and basic proof can speed approval.
What If Your Claim Is Denied or You Disagree
If your claim is denied, the settlement administrator should explain why. Common reasons include incomplete forms, missing evidence, or ineligible message types.
Options when denied:
- Request a review or provide additional documentation if allowed by the administrator.
- File a formal objection to the court if you believe the settlement terms are unfair (follow the notice instructions).
- Contact the settlement notice administrator for clarification and next steps.
Practical Tips Before You File
- Keep a copy of the confirmation after submitting a claim.
- Watch for emails from the administrator and check spam folders.
- Don’t pay anyone to file your claim. The official process is free.
- Verify the settlement website URL on court documents to avoid scams.
Checking eligibility and filing a claim is usually straightforward if you have basic evidence that unsolicited Cash App texts reached your number. Follow the official settlement instructions, meet the deadlines, and keep records of your submission.
If you are unsure about your eligibility or the notice you received, consult the settlement website or contact the court-appointed claims administrator for authoritative answers.
